Implementing regulatory
requirements in technology.
We translate complex regulatory requirements into precise IT specifications and accompany banks, financial services firms and FinTechs through the entire implementation — cross-border and through to acceptance.
Investment advisory &
client protection
- FIDLEG / FIDLEV — impact analysis, specification, test management
- MiFID II — advisory record, suitability assessment, cost disclosure
- AML / CDB — identification, documentation, periodicity
- PSD2 / Open Banking — API specification, FCA requirements
Cross-border
client business
- Cross-border tax law — market access, documentation, compliance
- FATCA Model 1 & 2 — classification, W-8/W-9, reporting
- AEOI / OECD-CRS — due diligence, XML reporting, authority coordination
- Tax agreements CH–UK / CH–AT — opt-in/out, withholding, reporting
German withholding tax
Tax calculation logic, WM data integration, annual tax statement — from specification to acceptance.
US-QI & Section 871(m)
QI requirements and dividend equivalent payments on derivatives — withholding tax logic, product class analysis, WM data classification.
Financial transaction taxes
FTT France and Italy — transaction types, calculation logic, reporting. Experience from multiple implementation projects.
From regulation
to IT requirement
Regulatory texts are rarely system-compatible. We analyse, translate and write the specifications that IT teams can implement directly — without room for interpretation.
- Impact analysis on business model and systems
- Functional requirements definition
- IT specification and process documentation
- Coordination with regulators and auditors
Test management &
acceptance
A good specification is half the work. The other half is ensuring the system does the right thing. We build test concepts, execute and sign off.
- Test concept & test case description
- Test execution and defect management
- Acceptance and go-live support
- In-house training & knowledge transfer